1. Acceptance of Terms
By accessing or using home-cost-calc.com (the "Site"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, do not use the Site. HomeCalc is a free, ad-supported informational service; no account is required and no fees are charged to end users.
2. License to Use
Subject to your compliance with these Terms, HomeCalc grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use. You may not reproduce, distribute, publicly display, or create derivative works from Site content except as permitted below or by applicable law.
3. Use of Calculators
Every calculator on the Site is provided as a free tool that runs entirely in your browser. Calculators are provided "as is" and "as available" without any warranty, representation, or condition of any kind, whether express or implied. Results are approximations based on published averages, national data sources, and simplified formulas. Actual costs, tax obligations, loan payments, project pricing, and returns vary widely based on local factors we cannot know or predict.
4. No Professional Advice
Content on the Site is provided for informational and educational purposes only. Nothing on the Site constitutes financial, tax, legal, real-estate, engineering, or construction advice. HomeCalc is not a licensed lender, broker, appraiser, attorney, CPA, contractor, engineer, or fiduciary. Before making any decision that has legal, financial, or safety consequences, you must consult a licensed professional in your jurisdiction who can evaluate your specific circumstances.
5. Accuracy of Information
We strive to provide accurate, current, and useful information but make no guarantees as to accuracy, completeness, timeliness, or fitness for any particular purpose. Interest rates, tax rates, insurance premiums, construction costs, appliance efficiencies, and building codes change frequently and vary by location. Do not rely solely on the Site for any decision that would suffer material harm from stale or inexact figures.
6. Intellectual Property
All original content on the Site — calculator logic, reference articles, layouts, copy, graphics, and code — is owned by HomeCalc or its licensors and is protected by copyright, trademark, and other intellectual-property laws. You may share links to Site pages freely. You may not copy substantial portions of the text, republish articles, scrape the Site to feed generative-AI training corpora, or represent our content as your own.
The name "HomeCalc" and any associated logos are trademarks of HomeCalc; other product names mentioned are trademarks of their respective owners.
7. User Conduct
You agree not to: (a) use automated scripts, scrapers, or crawlers except in compliance with our robots.txt; (b) attempt to breach, disable, or circumvent security features of the Site; (c) use the Site to distribute malware, phishing content, or unsolicited communications; (d) impersonate any person or misrepresent your affiliation with any entity in connection with the Site; or (e) use the Site in any manner that violates applicable law.
8. Third-Party Links and Advertisements
The Site displays advertisements served by Google AdSense and may include links to third-party websites. HomeCalc does not control and is not responsible for the content, privacy practices, or business practices of any third-party site or advertiser. Your interactions with such third parties are solely between you and them, and are governed by the third party's terms and policies.
9. Disclaimers
The Site and all content and services provided through it are furnished "AS IS" and "AS AVAILABLE" without warranty of any kind, whether express, implied, statutory, or otherwise, including without limitation any warranty of merchantability, fitness for a particular purpose, title, non-infringement, or accuracy. See our full Disclaimer page.
10. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall HomeCalc, its owners, contributors, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of or in connection with your access to, use of, or inability to use the Site.
Because the Site is provided free of charge, our aggregate liability arising out of or relating to these Terms or the Site shall not exceed US$0. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages; in such jurisdictions, our liability shall be limited to the greatest extent permitted by law.
11. Indemnification
You agree to indemnify, defend, and hold harmless HomeCalc from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
12. DMCA / Copyright Notices
If you believe content on the Site infringes your copyright, please send a notice containing (a) a description of the copyrighted work you claim has been infringed, (b) the URL or specific location of the allegedly infringing material, (c) your contact information, (d) a statement that you have a good-faith belief that the use is not authorized, and (e) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf. Notices may be delivered via the contact channel on our About page.
13. Governing Law
These Terms are governed by the laws of [Your State/Country], without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in that jurisdiction, and you consent to the personal jurisdiction of those courts.
14. Changes to These Terms
We may revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date at the top of this page. Your continued use of the Site after a change constitutes acceptance of the updated Terms.
15. Contact
Questions? Reach us via our About page.